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First time buyer mortgage

We believe that everyone should be able to own their home should they want to. It’s our job to help make that happen! With various different government incentive schemes, and lenders’ criteria constantly changing, there could be opportunities available to you that you aren’t aware of to help get you onto the property ladder. Our advisers will listen to your plans and circumstances, talk through your options, and help find the right mortgage to suit.

Expert Advice

Where do I start as a first time buyer?

Getting a mortgage when you're single

What if I don't have a big deposit?


Scotland and Wales raise stamp duty tax thresholds


Scotland and Wales raise their stamp duty thresholds.

Government announces increase in Stamp Duty threshold


The government announces stamp duty holiday on houses up to £500,000 until 31st March 2021.

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Expert Advice

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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