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Life Insurance Calculator

Life Cover Calculator

Our life insurance calculator can help you work out how much life insurance cover you may need so you can sleep soundly. Simply enter a few details about your lifestyle and living circumstances and we can help you find out how much cover is right for you.

Life Insurance calculator


Why should I purchase life insurance?

Life can throw curveballs at us when we least expect it, so it’s important to have a plan in place if things take a turn for the worse. Life insurance can provide financial protection to your loved ones in the event that you pass away, so you can rest assured knowing they have the cover they need.

There are a number of reasons that people decide to take out a life insurance policy. Having a child, getting married, or taking out a mortgage can make you stop and think about how people who depend on you financially would provide for themselves if you weren’t around anymore. These expenses can also extend to bills and other debts that may need to be repaid after you’re gone. Whatever the reason may be, life insurance can help make things easier for your nearest and dearest and give you some much needed peace of mind.

How much life insurance cover do I need?

The extent of your cover will entirely depend on your individual circumstances and how much your loved ones will need. You should aim to take out enough cover to pay off any outstanding mortgage payments, debts, and general living expenses.

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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